Call reports 2007
BELLEVUE STATE BANK — 2007
What BELLEVUE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,946,000 | 57,552,000 | 56,831,000 | 59,243,000 |
| Total loans | 42,795,000 | 42,935,000 | 43,771,000 | 44,672,000 |
| Allowance for loan losses | 499,000 | 402,000 | 503,000 | 400,000 |
| Securities available for sale | 7,983,000 | 8,007,000 | 8,161,000 | 8,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,394,000 | 50,996,000 | 50,083,000 | 52,333,000 |
| Interest-bearing deposits | 43,758,000 | 44,481,000 | 43,873,000 | 45,461,000 |
| Noninterest-bearing deposits | 6,636,000 | 6,516,000 | 6,210,000 | 6,872,000 |
| Equity capital | 5,756,000 | 5,752,000 | 5,917,000 | 6,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,769,000 | 2,674,000 | 3,613,000 |
| Interest expense | 390,000 | 792,000 | 1,197,000 | 1,609,000 |
| Net interest income | 459,000 | 977,000 | 1,477,000 | 2,004,000 |
| Noninterest income | 34,000 | 79,000 | 115,000 | 149,000 |
| Noninterest expense | 255,000 | 559,000 | 827,000 | 1,195,000 |
| Provision for loan losses | 125,000 | 225,000 | 325,000 | 365,000 |
| Pretax income | 113,000 | 273,000 | 442,000 | 595,000 |
| Income tax | 5,000 | 14,000 | 22,000 | 0 |
| Net income | 108,000 | 259,000 | 420,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,795,000 | 5,864,000 | 5,971,000 | 6,077,000 |
| Total capital | 6,294,000 | 6,266,000 | 6,474,000 | 6,477,000 |
| Risk-weighted assets | 42,248,000 | 42,859,000 | 43,438,000 | 45,632,000 |