Call reports 2006
BELLEVUE STATE BANK — 2006
What BELLEVUE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,024,000 | 54,163,000 | 55,055,000 | 55,672,000 |
| Total loans | 39,387,000 | 40,303,000 | 40,953,000 | 41,239,000 |
| Allowance for loan losses | 406,000 | 487,000 | 530,000 | 373,000 |
| Securities available for sale | 7,152,000 | 7,937,000 | 7,604,000 | 7,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,563,000 | 47,859,000 | 48,762,000 | 49,228,000 |
| Interest-bearing deposits | 41,032,000 | 41,732,000 | 42,441,000 | 42,567,000 |
| Noninterest-bearing deposits | 6,531,000 | 6,127,000 | 6,321,000 | 6,661,000 |
| Equity capital | 5,697,000 | 5,545,000 | 5,489,000 | 5,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,596,000 | 2,406,000 | 3,305,000 |
| Interest expense | 288,000 | 607,000 | 954,000 | 1,339,000 |
| Net interest income | 502,000 | 989,000 | 1,452,000 | 1,966,000 |
| Noninterest income | 46,000 | 92,000 | 127,000 | 156,000 |
| Noninterest expense | 285,000 | 594,000 | 884,000 | 1,171,000 |
| Provision for loan losses | 0 | 75,000 | 305,000 | 305,000 |
| Pretax income | 263,000 | 412,000 | 390,000 | 646,000 |
| Income tax | 89,000 | 113,000 | 120,000 | 120,000 |
| Net income | 174,000 | 299,000 | 270,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,778,000 | 5,699,000 | 5,568,000 | 5,769,000 |
| Total capital | 6,184,000 | 6,186,000 | 6,076,000 | 6,143,000 |
| Risk-weighted assets | 37,100,000 | 38,170,000 | 40,634,000 | 40,592,000 |