Call reports 2022
TCM BANK, NATIONAL ASSOCIATION — 2022
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 299,062,000 | 302,494,000 | 314,414,000 | 332,493,000 |
| Total loans | 274,047,000 | 276,602,000 | 278,963,000 | 286,783,000 |
| Allowance for loan losses | 11,719,000 | 11,165,000 | 11,275,000 | 10,962,000 |
| Securities available for sale | 2,629,000 | 2,404,000 | 2,258,000 | 2,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,560,000 | 225,520,000 | 236,420,000 | 252,168,000 |
| Interest-bearing deposits | 221,694,000 | 224,552,000 | 235,475,000 | 251,244,000 |
| Noninterest-bearing deposits | 866,000 | 968,000 | 945,000 | 924,000 |
| Equity capital | 60,355,000 | 61,963,000 | 63,048,000 | 65,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,191,000 | 10,214,000 | 15,713,000 | 22,253,000 |
| Interest expense | 208,000 | 580,000 | 1,282,000 | 2,527,000 |
| Net interest income | 4,983,000 | 9,634,000 | 14,431,000 | 19,726,000 |
| Noninterest income | 8,860,000 | 18,894,000 | 28,971,000 | 39,658,000 |
| Noninterest expense | 10,971,000 | 22,246,000 | 33,925,000 | 46,052,000 |
| Provision for loan losses | 1,273,000 | 2,317,000 | 3,933,000 | 5,140,000 |
| Pretax income | 1,599,000 | 3,965,000 | 5,544,000 | 8,192,000 |
| Income tax | 424,000 | 1,052,000 | 1,471,000 | 2,174,000 |
| Net income | 1,175,000 | 2,913,000 | 4,073,000 | 6,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,266,000 | 59,316,000 | 60,740,000 | 61,733,000 |
| Total capital | 60,981,000 | 63,073,000 | 64,541,000 | 65,681,000 |
| Risk-weighted assets | 288,819,000 | 292,800,000 | 296,047,000 | 308,406,000 |