Call reports 2021
TCM BANK, NATIONAL ASSOCIATION — 2021
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 252,416,000 | 258,160,000 | 302,962,000 | 309,542,000 |
| Total loans | 227,639,000 | 230,256,000 | 267,948,000 | 279,057,000 |
| Allowance for loan losses | 10,135,000 | 9,709,000 | 11,379,000 | 11,489,000 |
| Securities available for sale | 3,037,000 | 2,993,000 | 2,901,000 | 2,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,023,000 | 188,392,000 | 228,483,000 | 236,968,000 |
| Interest-bearing deposits | 183,380,000 | 815,000 | 227,618,000 | 236,130,000 |
| Noninterest-bearing deposits | 643,000 | 187,577,000 | 865,000 | 837,000 |
| Equity capital | 55,405,000 | 56,752,000 | 57,618,000 | 59,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 9,320,000 | 14,002,000 | 19,129,000 |
| Interest expense | 352,000 | 526,000 | 654,000 | 856,000 |
| Net interest income | 4,618,000 | 8,794,000 | 13,348,000 | 18,273,000 |
| Noninterest income | 6,617,000 | 14,419,000 | 22,843,000 | 32,571,000 |
| Noninterest expense | 9,126,000 | 18,478,000 | 27,947,000 | 38,574,000 |
| Provision for loan losses | 744,000 | 1,566,000 | 3,869,000 | 4,944,000 |
| Pretax income | 1,365,000 | 3,170,000 | 4,376,000 | 7,326,000 |
| Income tax | 362,000 | 841,000 | 1,161,000 | 1,944,000 |
| Net income | 1,003,000 | 2,329,000 | 3,215,000 | 5,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,545,000 | 53,181,000 | 54,329,000 | 55,822,000 |
| Total capital | 54,651,000 | 56,317,000 | 57,950,000 | 59,557,000 |
| Risk-weighted assets | 241,044,000 | 243,962,000 | 281,543,000 | 290,645,000 |