Call reports 2019
TCM BANK, NATIONAL ASSOCIATION — 2019
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 286,313,000 | 312,148,000 | 312,032,000 | 327,065,000 |
| Total loans | 264,800,000 | 287,736,000 | 282,298,000 | 287,520,000 |
| Allowance for loan losses | 8,533,000 | 9,098,000 | 8,918,000 | 8,840,000 |
| Securities available for sale | 2,958,000 | 2,931,000 | 2,875,000 | 2,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,149,000 | 245,665,000 | 243,597,000 | 258,360,000 |
| Interest-bearing deposits | 220,108,000 | 245,624,000 | 243,556,000 | 258,028,000 |
| Noninterest-bearing deposits | 41,000 | 41,000 | 41,000 | 332,000 |
| Equity capital | 52,770,000 | 53,567,000 | 55,018,000 | 56,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,258,000 | 14,083,000 | 21,089,000 | 28,260,000 |
| Interest expense | 1,393,000 | 2,813,000 | 4,460,000 | 5,977,000 |
| Net interest income | 4,865,000 | 11,270,000 | 16,629,000 | 22,283,000 |
| Noninterest income | 6,622,000 | 12,843,000 | 20,193,000 | 27,688,000 |
| Noninterest expense | 7,798,000 | 16,927,000 | 26,080,000 | 35,710,000 |
| Provision for loan losses | 2,695,000 | 5,147,000 | 6,742,000 | 8,727,000 |
| Pretax income | 994,000 | 2,039,000 | 4,000,000 | 5,534,000 |
| Income tax | 264,000 | 541,000 | 1,061,000 | 1,468,000 |
| Net income | 730,000 | 1,498,000 | 2,939,000 | 4,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,040,000 | 50,957,000 | 52,550,000 | 51,285,000 |
| Total capital | 53,521,000 | 54,746,000 | 56,329,000 | 55,191,000 |
| Risk-weighted assets | 273,010,000 | 297,449,000 | 296,776,000 | 307,195,000 |