Call reports 2018
TCM BANK, NATIONAL ASSOCIATION — 2018
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 290,432,000 | 286,498,000 | 291,533,000 | 299,776,000 |
| Total loans | 265,405,000 | 263,295,000 | 264,420,000 | 269,316,000 |
| Allowance for loan losses | 7,852,000 | 7,811,000 | 8,484,000 | 8,314,000 |
| Securities available for sale | 3,180,000 | 3,102,000 | 3,000,000 | 2,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,881,000 | 221,570,000 | 222,431,000 | 232,320,000 |
| Interest-bearing deposits | 220,881,000 | 221,571,000 | 222,388,000 | 232,277,000 |
| Noninterest-bearing deposits | 0 | 0 | 43,000 | 43,000 |
| Equity capital | 49,576,000 | 50,258,000 | 51,101,000 | 52,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,583,000 | 12,574,000 | 19,073,000 | 25,979,000 |
| Interest expense | 1,053,000 | 1,900,000 | 3,019,000 | 4,287,000 |
| Net interest income | 5,530,000 | 10,674,000 | 16,054,000 | 21,692,000 |
| Noninterest income | 5,551,000 | 11,400,000 | 17,478,000 | 23,705,000 |
| Noninterest expense | 8,318,000 | 16,034,000 | 23,541,000 | 31,908,000 |
| Provision for loan losses | 1,980,000 | 4,327,000 | 7,181,000 | 9,133,000 |
| Pretax income | 783,000 | 1,713,000 | 2,810,000 | 4,356,000 |
| Income tax | 208,000 | 454,000 | 662,000 | 1,073,000 |
| Net income | 575,000 | 1,259,000 | 2,148,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,915,000 | 47,703,000 | 48,623,000 | 49,160,000 |
| Total capital | 50,455,000 | 51,209,000 | 52,160,000 | 52,766,000 |
| Risk-weighted assets | 278,493,000 | 275,775,000 | 277,573,000 | 283,352,000 |