Call reports 2017
TCM BANK, NATIONAL ASSOCIATION — 2017
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,131,000 | 287,455,000 | 303,751,000 | 336,413,000 |
| Total loans | 267,451,000 | 270,420,000 | 272,581,000 | 285,538,000 |
| Allowance for loan losses | 6,705,000 | 7,674,000 | 7,804,000 | 7,814,000 |
| Securities available for sale | 3,572,000 | 3,517,000 | 3,423,000 | 3,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,017,000 | 224,543,000 | 239,904,000 | 267,761,000 |
| Interest-bearing deposits | 239,275,000 | 223,810,000 | 239,175,000 | 267,054,000 |
| Noninterest-bearing deposits | 742,000 | 733,000 | 729,000 | 707,000 |
| Equity capital | 48,009,000 | 48,379,000 | 48,555,000 | 49,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,733,000 | 13,414,000 | 20,233,000 | 25,493,000 |
| Interest expense | 705,000 | 1,478,000 | 2,371,000 | 3,396,000 |
| Net interest income | 6,028,000 | 11,936,000 | 17,862,000 | 22,097,000 |
| Noninterest income | 5,731,000 | 11,854,000 | 17,279,000 | 23,580,000 |
| Noninterest expense | 8,049,000 | 16,520,000 | 25,534,000 | 33,151,000 |
| Provision for loan losses | 2,840,000 | 5,600,000 | 7,650,000 | 8,925,000 |
| Pretax income | 870,000 | 1,670,000 | 1,957,000 | 3,601,000 |
| Income tax | 344,000 | 661,000 | 769,000 | 1,922,000 |
| Net income | 526,000 | 1,009,000 | 1,188,000 | 1,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,620,000 | 46,028,000 | 46,154,000 | 46,771,000 |
| Total capital | 49,126,000 | 49,562,000 | 49,734,000 | 50,590,000 |
| Risk-weighted assets | 276,958,000 | 278,223,000 | 281,839,000 | 301,208,000 |