Call reports 2014
TCM BANK, NATIONAL ASSOCIATION — 2014
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,351,000 | 176,084,000 | 179,858,000 | 191,557,000 |
| Total loans | 152,522,000 | 154,966,000 | 155,000,000 | 163,486,000 |
| Allowance for loan losses | 5,287,000 | 4,994,000 | 4,850,000 | 4,684,000 |
| Securities available for sale | 4,896,000 | 4,836,000 | 4,706,000 | 4,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,733,000 | 120,918,000 | 120,039,000 | 130,745,000 |
| Interest-bearing deposits | 119,783,000 | 119,977,000 | 119,104,000 | 129,847,000 |
| Noninterest-bearing deposits | 950,000 | 941,000 | 935,000 | 898,000 |
| Equity capital | 42,200,000 | 42,974,000 | 43,902,000 | 44,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,316,000 | 8,433,000 | 12,725,000 | 16,857,000 |
| Interest expense | 220,000 | 440,000 | 678,000 | 952,000 |
| Net interest income | 4,096,000 | 7,993,000 | 12,047,000 | 15,905,000 |
| Noninterest income | 2,566,000 | 5,485,000 | 8,493,000 | 11,673,000 |
| Noninterest expense | 4,843,000 | 9,870,000 | 14,772,000 | 19,457,000 |
| Provision for loan losses | 1,040,000 | 1,630,000 | 2,280,000 | 2,995,000 |
| Pretax income | 779,000 | 1,978,000 | 3,488,000 | 5,126,000 |
| Income tax | 293,000 | 746,000 | 1,323,000 | 1,970,000 |
| Net income | 486,000 | 1,232,000 | 2,165,000 | 3,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,181,000 | 42,926,000 | 43,859,000 | 44,850,000 |
| Total capital | 44,181,000 | 44,968,000 | 45,901,000 | 47,004,000 |
| Risk-weighted assets | 156,794,000 | 160,334,000 | 160,474,000 | 169,688,000 |