Call reports 2013
TCM BANK, NATIONAL ASSOCIATION — 2013
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,502,000 | 172,173,000 | 174,316,000 | 184,156,000 |
| Total loans | 152,969,000 | 156,427,000 | 155,367,000 | 164,037,000 |
| Allowance for loan losses | 5,993,000 | 5,640,000 | 5,473,000 | 5,318,000 |
| Securities available for sale | 1,491,000 | 1,439,000 | 4,526,000 | 4,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,032,000 | 118,113,000 | 121,130,000 | 129,913,000 |
| Interest-bearing deposits | 120,011,000 | 117,112,000 | 120,174,000 | 128,957,000 |
| Noninterest-bearing deposits | 1,021,000 | 1,001,000 | 956,000 | 956,000 |
| Equity capital | 38,942,000 | 39,973,000 | 40,871,000 | 41,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,247,000 | 8,495,000 | 12,780,000 | 17,133,000 |
| Interest expense | 221,000 | 429,000 | 644,000 | 883,000 |
| Net interest income | 4,026,000 | 8,066,000 | 12,136,000 | 16,250,000 |
| Noninterest income | 2,489,000 | 5,207,000 | 8,000,000 | 10,859,000 |
| Noninterest expense | 4,618,000 | 8,944,000 | 13,797,000 | 18,598,000 |
| Provision for loan losses | 970,000 | 1,670,000 | 2,230,000 | 2,995,000 |
| Pretax income | 927,000 | 2,659,000 | 4,109,000 | 5,516,000 |
| Income tax | 349,000 | 1,016,000 | 1,573,000 | 2,125,000 |
| Net income | 578,000 | 1,643,000 | 2,536,000 | 3,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,882,000 | 39,947,000 | 40,840,000 | 41,694,000 |
| Total capital | 40,867,000 | 41,981,000 | 42,867,000 | 43,842,000 |
| Risk-weighted assets | 155,283,000 | 159,025,000 | 159,071,000 | 168,562,000 |