Call reports 2012
TCM BANK, NATIONAL ASSOCIATION — 2012
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 164,318,000 | 161,492,000 | 175,983,000 | 183,894,000 |
| Total loans | 147,750,000 | 148,756,000 | 154,936,000 | 164,183,000 |
| Allowance for loan losses | 6,611,000 | 6,694,000 | 6,408,000 | 5,928,000 |
| Securities available for sale | 3,008,000 | 3,025,000 | 3,031,000 | 3,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,610,000 | 117,344,000 | 128,032,000 | 134,435,000 |
| Interest-bearing deposits | 120,554,000 | 116,312,000 | 127,002,000 | 133,400,000 |
| Noninterest-bearing deposits | 1,056,000 | 1,032,000 | 1,030,000 | 1,035,000 |
| Equity capital | 34,704,000 | 35,743,000 | 36,873,000 | 38,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,283,000 | 8,525,000 | 12,634,000 | 17,164,000 |
| Interest expense | 241,000 | 455,000 | 669,000 | 891,000 |
| Net interest income | 4,042,000 | 8,070,000 | 11,965,000 | 16,273,000 |
| Noninterest income | 2,849,000 | 5,858,000 | 8,713,000 | 11,448,000 |
| Noninterest expense | 4,549,000 | 8,928,000 | 13,211,000 | 17,252,000 |
| Provision for loan losses | 775,000 | 1,770,000 | 2,440,000 | 2,915,000 |
| Pretax income | 1,567,000 | 3,230,000 | 5,027,000 | 7,554,000 |
| Income tax | 592,000 | 1,227,000 | 1,898,000 | 2,911,000 |
| Net income | 975,000 | 2,003,000 | 3,129,000 | 4,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,634,000 | 35,661,000 | 36,787,000 | 38,303,000 |
| Total capital | 36,545,000 | 37,585,000 | 38,796,000 | 40,426,000 |
| Risk-weighted assets | 148,147,000 | 149,525,000 | 156,229,000 | 165,934,000 |