Call reports 2011
TCM BANK, NATIONAL ASSOCIATION — 2011
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,430,000 | 158,867,000 | 165,408,000 | 179,798,000 |
| Total loans | 140,665,000 | 142,593,000 | 144,812,000 | 158,248,000 |
| Allowance for loan losses | 9,209,000 | 8,282,000 | 7,335,000 | 6,736,000 |
| Securities available for sale | 2,971,000 | 3,010,000 | 3,038,000 | 3,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,088,000 | 118,460,000 | 123,786,000 | 135,660,000 |
| Interest-bearing deposits | 114,057,000 | 117,418,000 | 122,725,000 | 134,606,000 |
| Noninterest-bearing deposits | 1,031,000 | 1,042,000 | 1,061,000 | 1,054,000 |
| Equity capital | 28,997,000 | 30,478,000 | 32,287,000 | 33,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,658,000 | 8,825,000 | 13,198,000 | 17,499,000 |
| Interest expense | 361,000 | 640,000 | 911,000 | 1,164,000 |
| Net interest income | 4,297,000 | 8,185,000 | 12,287,000 | 16,335,000 |
| Noninterest income | 2,573,000 | 5,375,000 | 8,280,000 | 11,432,000 |
| Noninterest expense | 3,615,000 | 7,758,000 | 11,895,000 | 17,216,000 |
| Provision for loan losses | 1,110,000 | 1,320,000 | 1,320,000 | 1,750,000 |
| Pretax income | 2,145,000 | 4,482,000 | 7,352,000 | 8,801,000 |
| Income tax | 808,000 | 1,688,000 | 2,768,000 | 2,756,000 |
| Net income | 1,337,000 | 2,794,000 | 4,584,000 | 6,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,953,000 | 30,409,000 | 32,199,000 | 33,659,000 |
| Total capital | 30,816,000 | 32,301,000 | 34,127,000 | 35,719,000 |
| Risk-weighted assets | 141,503,000 | 144,791,000 | 148,709,000 | 160,054,000 |