Call reports 2010
TCM BANK, NATIONAL ASSOCIATION — 2010
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,381,000 | 158,842,000 | 166,410,000 | 170,017,000 |
| Total loans | 140,308,000 | 139,784,000 | 143,743,000 | 152,671,000 |
| Allowance for loan losses | 9,283,000 | 9,402,000 | 9,763,000 | 9,696,000 |
| Securities available for sale | 6,006,000 | 6,072,000 | 6,340,000 | 6,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,297,000 | 126,931,000 | 130,256,000 | 135,168,000 |
| Interest-bearing deposits | 122,204,000 | 126,213,000 | 129,267,000 | 134,159,000 |
| Noninterest-bearing deposits | 1,092,000 | 718,000 | 989,000 | 1,009,000 |
| Equity capital | 23,106,000 | 24,176,000 | 26,556,000 | 27,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,719,000 | 10,786,000 | 15,815,000 | 20,736,000 |
| Interest expense | 495,000 | 1,031,000 | 1,487,000 | 1,882,000 |
| Net interest income | 5,224,000 | 9,755,000 | 14,328,000 | 18,854,000 |
| Noninterest income | 2,550,000 | 5,275,000 | 11,046,000 | 14,031,000 |
| Noninterest expense | 3,805,000 | 7,575,000 | 11,714,000 | 15,678,000 |
| Provision for loan losses | 2,475,000 | 4,315,000 | 6,649,000 | 8,399,000 |
| Pretax income | 1,494,000 | 3,140,000 | 7,011,000 | 8,808,000 |
| Income tax | 562,000 | 1,183,000 | 2,685,000 | 3,370,000 |
| Net income | 932,000 | 1,957,000 | 4,326,000 | 5,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,108,000 | 24,134,000 | 26,502,000 | 27,614,000 |
| Total capital | 24,997,000 | 26,009,000 | 28,427,000 | 29,639,000 |
| Risk-weighted assets | 143,521,000 | 142,323,000 | 145,775,000 | 154,123,000 |