Call reports 2009
TCM BANK, NATIONAL ASSOCIATION — 2009
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,033,000 | 142,710,000 | 144,141,000 | 159,971,000 |
| Total loans | 130,068,000 | 129,705,000 | 134,773,000 | 152,115,000 |
| Allowance for loan losses | 6,360,000 | 7,082,000 | 7,763,000 | 8,833,000 |
| Securities available for sale | 1,312,000 | 1,279,000 | 1,099,000 | 1,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,839,000 | 115,902,000 | 117,336,000 | 128,146,000 |
| Interest-bearing deposits | 117,343,000 | 115,231,000 | 116,653,000 | 127,451,000 |
| Noninterest-bearing deposits | 496,000 | 671,000 | 683,000 | 695,000 |
| Equity capital | 21,047,000 | 20,315,000 | 19,662,000 | 22,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,795,000 | 9,368,000 | 13,880,000 | 19,116,000 |
| Interest expense | 829,000 | 1,398,000 | 1,929,000 | 2,501,000 |
| Net interest income | 3,966,000 | 7,970,000 | 11,951,000 | 16,615,000 |
| Noninterest income | 1,679,000 | 3,453,000 | 5,303,000 | 8,288,000 |
| Noninterest expense | 3,754,000 | 7,473,000 | 11,210,000 | 14,743,000 |
| Provision for loan losses | 2,860,000 | 6,090,000 | 9,225,000 | 12,490,000 |
| Pretax income | -969,000 | -2,140,000 | -3,181,000 | -2,330,000 |
| Income tax | -365,000 | -805,000 | -1,185,000 | -865,000 |
| Net income | -604,000 | -1,335,000 | -1,996,000 | -1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,691,000 | 20,282,000 | 19,596,000 | 22,176,000 |
| Total capital | 22,467,000 | 22,045,000 | 21,396,000 | 24,206,000 |
| Risk-weighted assets | 137,400,000 | 135,607,000 | 137,906,000 | 155,558,000 |