Call reports 2006
TCM BANK, NATIONAL ASSOCIATION — 2006
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 131,083,000 | 135,660,000 | 139,352,000 | 146,417,000 |
| Total loans | 114,209,000 | 121,031,000 | 123,591,000 | 129,198,000 |
| Allowance for loan losses | 4,942,000 | 4,583,000 | 5,005,000 | 4,626,000 |
| Securities available for sale | 660,000 | 892,000 | 1,137,000 | 1,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,298,000 | 110,690,000 | 113,726,000 | 119,544,000 |
| Interest-bearing deposits | 109,023,000 | 110,340,000 | 113,370,000 | 119,146,000 |
| Noninterest-bearing deposits | 275,000 | 350,000 | 356,000 | 398,000 |
| Equity capital | 16,561,000 | 19,451,000 | 19,828,000 | 20,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,486,000 | 8,918,000 | 13,639,000 | 18,516,000 |
| Interest expense | 1,292,000 | 2,682,000 | 4,261,000 | 5,926,000 |
| Net interest income | 3,194,000 | 6,236,000 | 9,378,000 | 12,590,000 |
| Noninterest income | 1,644,000 | 3,376,000 | 5,220,000 | 7,090,000 |
| Noninterest expense | 3,271,000 | 6,239,000 | 9,573,000 | 12,679,000 |
| Provision for loan losses | 799,000 | 1,241,000 | 2,341,000 | 3,220,000 |
| Pretax income | 768,000 | 2,132,000 | 2,684,000 | 3,781,000 |
| Income tax | 261,000 | 725,000 | 913,000 | 1,334,000 |
| Net income | 507,000 | 1,407,000 | 1,771,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,134,000 | 16,584,000 | 17,461,000 | 18,962,000 |
| Total capital | 14,673,000 | 18,211,000 | 19,127,000 | 20,707,000 |
| Risk-weighted assets | 119,733,000 | 127,163,000 | 129,880,000 | 136,644,000 |