Call reports 2002
TCM BANK, NATIONAL ASSOCIATION — 2002
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,004,000 | 59,945,000 | 60,686,000 | 69,051,000 |
| Total loans | 46,901,000 | 48,454,000 | 50,234,000 | 57,060,000 |
| Allowance for loan losses | 2,231,000 | 2,236,000 | 2,256,000 | 2,591,000 |
| Securities available for sale | 826,000 | 738,000 | 635,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,487,000 | 51,294,000 | 52,393,000 | 60,500,000 |
| Interest-bearing deposits | 47,300,000 | 51,100,000 | 52,200,000 | 60,300,000 |
| Noninterest-bearing deposits | 187,000 | 194,000 | 193,000 | 200,000 |
| Equity capital | 7,660,000 | 7,486,000 | 7,277,000 | 7,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,316,000 | 4,995,000 | 6,740,000 |
| Interest expense | 336,000 | 650,000 | 961,000 | 1,289,000 |
| Net interest income | 1,333,000 | 2,666,000 | 4,034,000 | 5,451,000 |
| Noninterest income | 414,000 | 851,000 | 1,309,000 | 1,779,000 |
| Noninterest expense | 1,367,000 | 2,950,000 | 4,545,000 | 6,104,000 |
| Provision for loan losses | 500,000 | 955,000 | 1,505,000 | 2,270,000 |
| Pretax income | -120,000 | -388,000 | -707,000 | -1,144,000 |
| Income tax | -41,000 | -132,000 | -240,000 | -389,000 |
| Net income | -79,000 | -256,000 | -467,000 | -755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,309,000 | 6,183,000 | 6,046,000 | 6,363,000 |
| Total capital | 6,948,000 | 6,849,000 | 6,733,000 | 7,141,000 |
| Risk-weighted assets | 49,544,000 | 51,718,000 | 53,404,000 | 60,429,000 |