Call reports 2001
TCM BANK, NATIONAL ASSOCIATION — 2001
What TCM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,054,000 | 58,155,000 | 58,763,000 | 57,487,000 |
| Total loans | 38,070,000 | 48,313,000 | 47,255,000 | 48,451,000 |
| Allowance for loan losses | 1,641,000 | 2,000,000 | 2,045,000 | 2,216,000 |
| Securities available for sale | 1,798,000 | 1,224,000 | 927,000 | 876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,059,000 | 48,779,000 | 49,549,000 | 48,657,000 |
| Interest-bearing deposits | 46,000,000 | 48,550,000 | 49,350,000 | 48,500,000 |
| Noninterest-bearing deposits | 59,000 | 229,000 | 199,000 | 157,000 |
| Equity capital | 7,524,000 | 7,944,000 | 7,800,000 | 7,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,648,000 | 5,423,000 | 7,171,000 |
| Interest expense | 757,000 | 1,405,000 | 1,963,000 | 2,380,000 |
| Net interest income | 1,099,000 | 2,243,000 | 3,460,000 | 4,791,000 |
| Noninterest income | 358,000 | 695,000 | 1,118,000 | 1,524,000 |
| Noninterest expense | 1,187,000 | 2,423,000 | 3,787,000 | 5,074,000 |
| Provision for loan losses | 267,000 | 632,000 | 1,142,000 | 1,672,000 |
| Pretax income | 8,000 | -109,000 | -343,000 | -423,000 |
| Income tax | 3,000 | -37,000 | -117,000 | -144,000 |
| Net income | 5,000 | -72,000 | -226,000 | -279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,764,000 | 6,282,000 | 6,275,000 | 6,431,000 |
| Total capital | 7,316,000 | 6,939,000 | 6,924,000 | 7,087,000 |
| Risk-weighted assets | 43,094,000 | 51,192,000 | 50,535,000 | 51,131,000 |