Call reports 2022
NOAH BANK — 2022
What NOAH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 303,346,000 | 275,185,000 | 256,061,000 | 266,220,000 |
| Total loans | 226,313,000 | 216,306,000 | 218,113,000 | 207,285,000 |
| Allowance for loan losses | 7,326,000 | 5,648,000 | 4,906,000 | 3,985,000 |
| Securities available for sale | 5,486,000 | 5,089,000 | 4,727,000 | 4,266,000 |
| Securities held to maturity | 3,411,000 | 3,377,000 | 3,355,000 | 3,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,183,000 | 231,086,000 | 221,975,000 | 219,086,000 |
| Interest-bearing deposits | 172,693,000 | 140,313,000 | 140,618,000 | 149,283,000 |
| Noninterest-bearing deposits | 89,490,000 | 90,773,000 | 81,357,000 | 69,803,000 |
| Equity capital | 29,466,000 | 31,888,000 | 31,799,000 | 34,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 6,523,000 | 9,568,000 | 13,913,000 |
| Interest expense | 516,000 | 977,000 | 1,592,000 | 2,373,000 |
| Net interest income | 2,572,000 | 5,546,000 | 7,976,000 | 11,540,000 |
| Noninterest income | 318,000 | 696,000 | 948,000 | 1,304,000 |
| Noninterest expense | 3,240,000 | 7,057,000 | 10,572,000 | 13,906,000 |
| Provision for loan losses | -455,000 | -3,349,000 | -4,090,000 | -5,907,000 |
| Pretax income | 13,000 | 2,394,000 | 2,302,000 | 4,700,000 |
| Income tax | 18,000 | 21,000 | 30,000 | 71,000 |
| Net income | -5,000 | 2,373,000 | 2,272,000 | 4,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,295,000 | 31,676,000 | 31,616,000 | 33,970,000 |
| Total capital | 42,280,000 | 44,466,000 | 34,451,000 | 36,829,000 |
| Risk-weighted assets | 234,344,000 | 220,275,000 | 224,657,000 | 227,553,000 |