Call reports 2021
NOAH BANK — 2021
What NOAH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 360,379,000 | 362,480,000 | 340,562,000 | 316,881,000 |
| Total loans | 291,484,000 | 267,616,000 | 251,680,000 | 234,116,000 |
| Allowance for loan losses | 8,823,000 | 7,925,000 | 7,885,000 | 7,527,000 |
| Securities available for sale | 280,000 | 264,000 | 241,000 | 5,953,000 |
| Securities held to maturity | 3,000,000 | 2,000,000 | 2,000,000 | 4,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,635,000 | 320,785,000 | 299,276,000 | 275,733,000 |
| Interest-bearing deposits | 246,096,000 | 232,239,000 | 206,082,000 | 191,259,000 |
| Noninterest-bearing deposits | 75,539,000 | 88,546,000 | 93,194,000 | 84,474,000 |
| Equity capital | 26,590,000 | 27,056,000 | 29,107,000 | 29,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,367,000 | 10,713,000 | 14,254,000 |
| Interest expense | 888,000 | 1,757,000 | 2,467,000 | 3,041,000 |
| Net interest income | 2,619,000 | 5,610,000 | 8,246,000 | 11,213,000 |
| Noninterest income | 462,000 | 1,426,000 | 4,220,000 | 4,570,000 |
| Noninterest expense | 2,920,000 | 6,805,000 | 9,708,000 | 12,919,000 |
| Provision for loan losses | 176,000 | -230,000 | 164,000 | -259,000 |
| Pretax income | -60,000 | 431,000 | 2,543,000 | 3,039,000 |
| Income tax | 17,000 | 44,000 | 103,000 | 111,000 |
| Net income | -77,000 | 387,000 | 2,440,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,182,000 | 26,682,000 | 28,765,000 | 29,276,000 |
| Total capital | 39,828,000 | 40,120,000 | 42,005,000 | 42,356,000 |
| Risk-weighted assets | 286,354,000 | 270,363,000 | 254,462,000 | 241,874,000 |