Call reports 2020
NOAH BANK — 2020
What NOAH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 383,100,000 | 373,361,000 | 358,992,000 | 331,176,000 |
| Total loans | 293,510,000 | 297,492,000 | 292,749,000 | 289,859,000 |
| Allowance for loan losses | 8,088,000 | 8,036,000 | 8,136,000 | 8,762,000 |
| Securities available for sale | 389,000 | 362,000 | 330,000 | 302,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,028,000 | 329,792,000 | 317,256,000 | 292,397,000 |
| Interest-bearing deposits | 284,371,000 | 253,020,000 | 244,899,000 | 226,471,000 |
| Noninterest-bearing deposits | 49,657,000 | 76,772,000 | 72,357,000 | 65,926,000 |
| Equity capital | 32,248,000 | 29,937,000 | 28,131,000 | 26,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 8,454,000 | 12,336,000 | 16,103,000 |
| Interest expense | 1,991,000 | 3,826,000 | 5,040,000 | 6,035,000 |
| Net interest income | 2,621,000 | 4,628,000 | 7,296,000 | 10,068,000 |
| Noninterest income | 169,000 | 309,000 | 851,000 | 1,125,000 |
| Noninterest expense | 4,405,000 | 7,590,000 | 12,409,000 | 15,237,000 |
| Provision for loan losses | 286,000 | 2,475,000 | 2,748,000 | 4,179,000 |
| Pretax income | -1,901,000 | -5,128,000 | -7,010,000 | -8,232,000 |
| Income tax | -4,084,000 | -4,920,000 | -4,919,000 | -4,918,000 |
| Net income | 2,183,000 | -208,000 | -2,091,000 | -3,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,328,000 | 28,065,000 | 27,683,000 | 26,246,000 |
| Total capital | 44,201,000 | 41,916,000 | 41,501,000 | 40,010,000 |
| Risk-weighted assets | 305,592,000 | 303,803,000 | 301,015,000 | 295,945,000 |