Call reports 2019
NOAH BANK — 2019
What NOAH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 418,176,000 | 428,393,000 | 444,259,000 | 390,053,000 |
| Total loans | 342,357,000 | 345,077,000 | 333,208,000 | 299,709,000 |
| Allowance for loan losses | 4,236,000 | 5,329,000 | 6,411,000 | 8,440,000 |
| Securities available for sale | 498,000 | 474,000 | 446,000 | 406,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,511,000 | 367,823,000 | 388,110,000 | 344,996,000 |
| Interest-bearing deposits | 300,703,000 | 317,238,000 | 338,425,000 | 293,341,000 |
| Noninterest-bearing deposits | 57,808,000 | 50,585,000 | 49,685,000 | 51,655,000 |
| Equity capital | 46,262,000 | 46,760,000 | 40,612,000 | 29,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,628,000 | 11,534,000 | 17,446,000 | 22,703,000 |
| Interest expense | 2,060,000 | 4,253,000 | 6,805,000 | 9,137,000 |
| Net interest income | 3,568,000 | 7,281,000 | 10,641,000 | 13,566,000 |
| Noninterest income | 620,000 | 1,548,000 | 2,035,000 | 2,307,000 |
| Noninterest expense | 4,305,000 | 8,682,000 | 14,168,000 | 21,508,000 |
| Provision for loan losses | -179,000 | 2,725,000 | 5,756,000 | 12,344,000 |
| Pretax income | 62,000 | -2,578,000 | -7,248,000 | -17,979,000 |
| Income tax | -101,000 | -772,000 | 785,000 | 764,000 |
| Net income | 163,000 | -1,806,000 | -8,033,000 | -18,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,226,000 | 44,688,000 | 38,625,000 | 28,043,000 |
| Total capital | 58,511,000 | 59,207,000 | 52,932,000 | 41,927,000 |
| Risk-weighted assets | 351,276,000 | 360,683,000 | 342,328,000 | 306,123,000 |