Call reports 2018
NOAH BANK — 2018
What NOAH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 386,968,000 | 399,713,000 | 417,825,000 | 427,222,000 |
| Total loans | 338,632,000 | 341,303,000 | 327,519,000 | 326,803,000 |
| Allowance for loan losses | 4,944,000 | 5,611,000 | 4,754,000 | 4,391,000 |
| Securities available for sale | 650,000 | 597,000 | 546,000 | 520,000 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,041,000 | 346,042,000 | 360,635,000 | 369,712,000 |
| Interest-bearing deposits | 274,328,000 | 285,255,000 | 306,501,000 | 310,661,000 |
| Noninterest-bearing deposits | 56,713,000 | 60,787,000 | 54,134,000 | 59,051,000 |
| Equity capital | 43,604,000 | 41,207,000 | 44,198,000 | 45,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,038,000 | 9,975,000 | 15,505,000 | 21,168,000 |
| Interest expense | 1,284,000 | 2,802,000 | 4,589,000 | 6,562,000 |
| Net interest income | 3,754,000 | 7,173,000 | 10,916,000 | 14,606,000 |
| Noninterest income | 2,093,000 | 3,812,000 | 5,451,000 | 7,002,000 |
| Noninterest expense | 4,018,000 | 7,346,000 | 10,846,000 | 15,030,000 |
| Provision for loan losses | 366,000 | 5,170,000 | 4,470,000 | 4,280,000 |
| Pretax income | 1,463,000 | -1,531,000 | 1,051,000 | 2,298,000 |
| Income tax | 388,000 | -406,000 | 282,000 | 490,000 |
| Net income | 1,075,000 | -1,125,000 | 769,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,360,000 | 39,031,000 | 42,046,000 | 43,724,000 |
| Total capital | 55,630,000 | 53,345,000 | 56,315,000 | 58,004,000 |
| Risk-weighted assets | 340,814,000 | 343,746,000 | 340,973,000 | 342,166,000 |