Call reports 2017
NOAH BANK — 2017
What NOAH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 329,122,000 | 340,937,000 | 368,268,000 | 380,906,000 |
| Total loans | 277,344,000 | 289,767,000 | 298,963,000 | 326,913,000 |
| Allowance for loan losses | 4,944,000 | 5,323,000 | 5,106,000 | 5,098,000 |
| Securities available for sale | 879,000 | 816,000 | 758,000 | 700,000 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,873,000 | 287,371,000 | 312,901,000 | 325,745,000 |
| Interest-bearing deposits | 224,350,000 | 233,197,000 | 256,853,000 | 267,650,000 |
| Noninterest-bearing deposits | 53,523,000 | 54,174,000 | 56,048,000 | 58,095,000 |
| Equity capital | 39,282,000 | 40,579,000 | 41,735,000 | 42,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 8,475,000 | 13,051,000 | 17,993,000 |
| Interest expense | 972,000 | 1,999,000 | 3,123,000 | 4,342,000 |
| Net interest income | 3,282,000 | 6,476,000 | 9,928,000 | 13,651,000 |
| Noninterest income | 1,784,000 | 3,914,000 | 5,832,000 | 8,311,000 |
| Noninterest expense | 3,692,000 | 7,228,000 | 10,666,000 | 15,041,000 |
| Provision for loan losses | 369,000 | 1,005,000 | 1,625,000 | 2,097,000 |
| Pretax income | 1,005,000 | 2,157,000 | 3,469,000 | 4,824,000 |
| Income tax | 389,000 | 834,000 | 1,341,000 | 2,281,000 |
| Net income | 616,000 | 1,323,000 | 2,128,000 | 2,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,712,000 | 38,944,000 | 39,986,000 | 40,227,000 |
| Total capital | 51,246,000 | 52,724,000 | 53,866,000 | 54,364,000 |
| Risk-weighted assets | 281,148,000 | 300,691,000 | 309,003,000 | 329,878,000 |