Call reports 2016
NOAH BANK — 2016
What NOAH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 298,533,000 | 300,828,000 | 319,646,000 | 333,878,000 |
| Total loans | 222,166,000 | 244,540,000 | 269,688,000 | 265,166,000 |
| Allowance for loan losses | 4,122,000 | 4,493,000 | 4,665,000 | 4,687,000 |
| Securities available for sale | 1,230,000 | 1,132,000 | 1,033,000 | 950,000 |
| Securities held to maturity | 1,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,695,000 | 249,030,000 | 266,914,000 | 283,424,000 |
| Interest-bearing deposits | 211,428,000 | 208,910,000 | 222,296,000 | 235,503,000 |
| Noninterest-bearing deposits | 34,267,000 | 40,120,000 | 44,618,000 | 47,921,000 |
| Equity capital | 39,940,000 | 38,223,000 | 38,495,000 | 38,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,001,000 | 7,670,000 | 11,723,000 | 15,840,000 |
| Interest expense | 957,000 | 1,875,000 | 2,822,000 | 3,799,000 |
| Net interest income | 3,044,000 | 5,795,000 | 8,901,000 | 12,041,000 |
| Noninterest income | 478,000 | 507,000 | 1,892,000 | 2,694,000 |
| Noninterest expense | 3,242,000 | 7,126,000 | 10,866,000 | 14,499,000 |
| Provision for loan losses | 153,000 | 1,840,000 | 2,137,000 | 2,281,000 |
| Pretax income | 127,000 | -2,664,000 | -2,210,000 | -2,045,000 |
| Income tax | 1,000 | -1,074,000 | -899,000 | -810,000 |
| Net income | 126,000 | -1,590,000 | -1,311,000 | -1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,003,000 | 36,381,000 | 36,691,000 | 36,966,000 |
| Total capital | 50,893,000 | 49,448,000 | 50,037,000 | 50,341,000 |
| Risk-weighted assets | 229,865,000 | 243,808,000 | 266,151,000 | 268,481,000 |