Call reports 2015
NOAH BANK — 2015
What NOAH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 302,700,000 | 310,895,000 | 309,008,000 | 310,810,000 |
| Total loans | 254,426,000 | 254,502,000 | 241,194,000 | 233,217,000 |
| Allowance for loan losses | 5,428,000 | 5,190,000 | 5,086,000 | 4,336,000 |
| Securities available for sale | 1,698,000 | 1,564,000 | 1,439,000 | 1,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,886,000 | 258,454,000 | 254,967,000 | 257,656,000 |
| Interest-bearing deposits | 207,916,000 | 217,384,000 | 217,619,000 | 223,869,000 |
| Noninterest-bearing deposits | 39,970,000 | 41,070,000 | 37,348,000 | 33,787,000 |
| Equity capital | 34,668,000 | 38,366,000 | 39,386,000 | 39,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,890,000 | 8,049,000 | 12,716,000 | 16,879,000 |
| Interest expense | 557,000 | 1,357,000 | 2,337,000 | 3,315,000 |
| Net interest income | 3,333,000 | 6,692,000 | 10,379,000 | 13,564,000 |
| Noninterest income | 1,404,000 | 3,286,000 | 4,828,000 | 5,272,000 |
| Noninterest expense | 3,444,000 | 7,572,000 | 11,141,000 | 14,550,000 |
| Provision for loan losses | -161,000 | -111,000 | -111,000 | -686,000 |
| Pretax income | 1,454,000 | 2,517,000 | 4,177,000 | 4,972,000 |
| Income tax | 561,000 | 1,112,000 | 1,755,000 | 2,118,000 |
| Net income | 893,000 | 1,405,000 | 2,422,000 | 2,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,551,000 | 36,303,000 | 37,351,000 | 37,972,000 |
| Total capital | 35,840,000 | 49,462,000 | 50,383,000 | 50,929,000 |
| Risk-weighted assets | 260,864,000 | 250,601,000 | 240,450,000 | 235,113,000 |