Call reports 2014
NOAH BANK — 2014
What NOAH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 330,510,000 | 305,735,000 | 327,897,000 | 298,165,000 |
| Total loans | 289,521,000 | 278,535,000 | 274,256,000 | 265,707,000 |
| Allowance for loan losses | 7,390,000 | 6,600,000 | 6,650,000 | 6,174,000 |
| Securities available for sale | 2,309,000 | 2,142,000 | 1,955,000 | 1,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,121,000 | 253,308,000 | 250,658,000 | 229,677,000 |
| Interest-bearing deposits | 221,188,000 | 210,628,000 | 204,057,000 | 182,868,000 |
| Noninterest-bearing deposits | 40,933,000 | 42,680,000 | 46,601,000 | 46,809,000 |
| Equity capital | 26,117,000 | 30,579,000 | 31,530,000 | 32,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 8,328,000 | 12,863,000 | 17,410,000 |
| Interest expense | 855,000 | 1,517,000 | 2,146,000 | 2,723,000 |
| Net interest income | 3,124,000 | 6,811,000 | 10,717,000 | 14,687,000 |
| Noninterest income | 7,071,000 | 14,715,000 | 18,118,000 | 20,277,000 |
| Noninterest expense | 5,257,000 | 9,411,000 | 14,240,000 | 18,533,000 |
| Provision for loan losses | 570,000 | 137,000 | 1,054,000 | 1,379,000 |
| Pretax income | 4,368,000 | 11,978,000 | 13,541,000 | 15,052,000 |
| Income tax | 1,747,000 | 4,724,000 | 5,329,000 | 5,857,000 |
| Net income | 2,621,000 | 7,254,000 | 8,212,000 | 9,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,472,000 | 27,818,000 | 28,758,000 | 29,992,000 |
| Total capital | 27,326,000 | 31,631,000 | 32,481,000 | 33,514,000 |
| Risk-weighted assets | 304,664,000 | 302,131,000 | 294,799,000 | 279,042,000 |