Call reports 2013
NOAH BANK — 2013
What NOAH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 246,847,000 | 234,733,000 | 252,184,000 | 302,384,000 |
| Total loans | 157,005,000 | 185,084,000 | 198,872,000 | 272,062,000 |
| Allowance for loan losses | 3,906,000 | 4,172,000 | 4,629,000 | 6,892,000 |
| Securities available for sale | 13,882,000 | 7,990,000 | 7,624,000 | 2,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,801,000 | 209,243,000 | 225,887,000 | 235,973,000 |
| Interest-bearing deposits | 190,396,000 | 171,067,000 | 189,226,000 | 197,007,000 |
| Noninterest-bearing deposits | 33,405,000 | 38,176,000 | 36,661,000 | 38,966,000 |
| Equity capital | 20,886,000 | 22,664,000 | 23,068,000 | 22,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,450,000 | 8,392,000 | 12,737,000 |
| Interest expense | 592,000 | 1,039,000 | 1,472,000 | 3,224,000 |
| Net interest income | 2,194,000 | 4,411,000 | 6,920,000 | 9,513,000 |
| Noninterest income | 4,212,000 | 7,495,000 | 10,012,000 | 12,955,000 |
| Noninterest expense | 3,390,000 | 6,909,000 | 10,811,000 | 16,587,000 |
| Provision for loan losses | 786,000 | 1,310,000 | 1,896,000 | 4,236,000 |
| Pretax income | 2,301,000 | 3,926,000 | 4,464,000 | 1,903,000 |
| Income tax | 876,000 | 1,513,000 | 1,725,000 | 835,000 |
| Net income | 1,425,000 | 2,413,000 | 2,739,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,181,000 | 21,227,000 | 21,373,000 | 20,126,000 |
| Total capital | 21,367,000 | 23,707,000 | 24,032,000 | 23,698,000 |
| Risk-weighted assets | 173,066,000 | 196,646,000 | 210,709,000 | 282,284,000 |