Call reports 2012
NOAH BANK — 2012
What NOAH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,317,000 | 189,262,000 | 226,279,000 | 249,175,000 |
| Total loans | 102,374,000 | 129,092,000 | 141,770,000 | 178,241,000 |
| Allowance for loan losses | 665,000 | 1,323,000 | 2,155,000 | 3,247,000 |
| Securities available for sale | 30,173,000 | 18,528,000 | 18,722,000 | 19,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,597,000 | 173,171,000 | 207,911,000 | 207,132,000 |
| Interest-bearing deposits | 142,884,000 | 138,963,000 | 180,226,000 | 171,870,000 |
| Noninterest-bearing deposits | 28,713,000 | 34,208,000 | 27,685,000 | 35,262,000 |
| Equity capital | 12,800,000 | 14,388,000 | 16,678,000 | 18,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,960,000 | 6,341,000 | 9,094,000 |
| Interest expense | 574,000 | 1,139,000 | 1,764,000 | 2,751,000 |
| Net interest income | 1,243,000 | 2,821,000 | 4,577,000 | 6,343,000 |
| Noninterest income | 1,217,000 | 3,599,000 | 6,519,000 | 9,516,000 |
| Noninterest expense | 2,341,000 | 4,815,000 | 7,955,000 | 11,426,000 |
| Provision for loan losses | 252,000 | 910,000 | 1,885,000 | 3,768,000 |
| Pretax income | -133,000 | 847,000 | 1,408,000 | 817,000 |
| Income tax | -51,000 | 337,000 | 543,000 | -2,093,000 |
| Net income | -82,000 | 510,000 | 865,000 | 2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,473,000 | 13,227,000 | 15,673,000 | 16,079,000 |
| Total capital | 12,148,000 | 14,559,000 | 17,525,000 | 18,410,000 |
| Risk-weighted assets | 114,421,000 | 128,662,000 | 147,880,000 | 185,475,000 |