Call reports 2011
NOAH BANK — 2011
What NOAH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,213,000 | 115,471,000 | 116,420,000 | 173,163,000 |
| Total loans | 60,606,000 | 66,929,000 | 72,898,000 | 94,225,000 |
| Allowance for loan losses | 50,000 | 101,000 | 157,000 | 378,000 |
| Securities available for sale | 11,923,000 | 7,547,000 | 16,378,000 | 28,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,178,000 | 102,635,000 | 103,493,000 | 152,396,000 |
| Interest-bearing deposits | 63,266,000 | 86,973,000 | 90,111,000 | 133,559,000 |
| Noninterest-bearing deposits | 10,912,000 | 15,662,000 | 13,382,000 | 18,837,000 |
| Equity capital | 11,610,000 | 12,048,000 | 11,989,000 | 11,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,349,000 | 3,727,000 | 5,036,000 |
| Interest expense | 198,000 | 365,000 | 667,000 | 1,065,000 |
| Net interest income | 946,000 | 1,984,000 | 3,060,000 | 3,971,000 |
| Noninterest income | 544,000 | 1,034,000 | 1,695,000 | 2,764,000 |
| Noninterest expense | 1,005,000 | 2,217,000 | 3,886,000 | 6,192,000 |
| Provision for loan losses | 50,000 | 125,000 | 176,000 | 835,000 |
| Pretax income | 435,000 | 690,000 | 707,000 | -278,000 |
| Income tax | 174,000 | 255,000 | 269,000 | 9,000 |
| Net income | 261,000 | 435,000 | 438,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,645,000 | 11,103,000 | 11,063,000 | 9,998,000 |
| Total capital | 10,695,000 | 11,205,000 | 11,220,000 | 10,386,000 |
| Risk-weighted assets | 67,689,000 | 77,396,000 | 79,080,000 | 99,729,000 |