Call reports 2010
NOAH BANK — 2010
What NOAH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 97,730,000 | 94,526,000 | 87,007,000 | 86,670,000 |
| Total loans | 69,815,000 | 68,876,000 | 65,676,000 | 58,190,000 |
| Allowance for loan losses | 3,104,000 | 2,716,000 | 2,556,000 | 0 |
| Securities available for sale | 10,788,000 | 16,152,000 | 14,499,000 | 13,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,621,000 | 81,335,000 | 74,092,000 | 76,068,000 |
| Interest-bearing deposits | 76,366,000 | 73,701,000 | 66,214,000 | 68,471,000 |
| Noninterest-bearing deposits | 8,255,000 | 7,634,000 | 7,878,000 | 7,597,000 |
| Equity capital | 12,036,000 | 12,348,000 | 11,999,000 | 10,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,379,000 | 3,512,000 | 28,000 |
| Interest expense | 437,000 | 854,000 | 1,250,000 | 8,000 |
| Net interest income | 770,000 | 1,525,000 | 2,262,000 | 20,000 |
| Noninterest income | 160,000 | 331,000 | 404,000 | 1,000 |
| Noninterest expense | 903,000 | 1,859,000 | 2,814,000 | 653,000 |
| Provision for loan losses | 1,022,000 | 853,000 | 1,121,000 | 0 |
| Pretax income | -995,000 | -856,000 | -1,269,000 | -632,000 |
| Income tax | 0 | 0 | 0 | -70,000 |
| Net income | -995,000 | -856,000 | -1,269,000 | -562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,052,000 | 12,202,000 | 11,800,000 | 10,036,000 |
| Total capital | 13,008,000 | 13,152,000 | 12,691,000 | 10,036,000 |
| Risk-weighted assets | 74,322,000 | 74,202,000 | 69,597,000 | 64,977,000 |