Call reports 2009
NOAH BANK — 2009
What NOAH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,594,000 | 119,129,000 | 107,911,000 | 102,411,000 |
| Total loans | 70,425,000 | 73,702,000 | 74,985,000 | 75,230,000 |
| Allowance for loan losses | 1,167,000 | 1,460,000 | 1,753,000 | 2,089,000 |
| Securities available for sale | 28,168,000 | 29,716,000 | 792,000 | 792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,840,000 | 103,920,000 | 92,891,000 | 89,287,000 |
| Interest-bearing deposits | 82,963,000 | 95,428,000 | 79,940,000 | 79,865,000 |
| Noninterest-bearing deposits | 6,877,000 | 8,492,000 | 12,951,000 | 9,422,000 |
| Equity capital | 13,945,000 | 13,682,000 | 13,281,000 | 13,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 2,960,000 | 4,376,000 | 5,585,000 |
| Interest expense | 769,000 | 1,632,000 | 2,413,000 | 3,005,000 |
| Net interest income | 805,000 | 1,328,000 | 1,963,000 | 2,580,000 |
| Noninterest income | 136,000 | 572,000 | 849,000 | 1,470,000 |
| Noninterest expense | 993,000 | 2,075,000 | 3,148,000 | 4,056,000 |
| Provision for loan losses | 39,000 | 405,000 | 1,247,000 | 1,157,000 |
| Pretax income | -91,000 | -580,000 | -878,000 | -458,000 |
| Income tax | -32,000 | -106,000 | -307,000 | 380,000 |
| Net income | -59,000 | -474,000 | -571,000 | -838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,690,000 | 13,354,000 | 13,281,000 | 13,036,000 |
| Total capital | 14,716,000 | 14,465,000 | 14,357,000 | 14,085,000 |
| Risk-weighted assets | 81,945,000 | 88,533,000 | 85,402,000 | 82,880,000 |