Call reports 2007
NOAH BANK — 2007
What NOAH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,795,000 | 108,971,000 | 100,729,000 | 87,889,000 |
| Total loans | 52,643,000 | 60,395,000 | 59,912,000 | 64,423,000 |
| Allowance for loan losses | 780,000 | 737,000 | 719,000 | 927,000 |
| Securities available for sale | 0 | 0 | 1,971,000 | 1,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,801,000 | 91,896,000 | 84,199,000 | 72,432,000 |
| Interest-bearing deposits | 68,910,000 | 83,624,000 | 76,764,000 | 64,156,000 |
| Noninterest-bearing deposits | 7,891,000 | 8,272,000 | 7,435,000 | 8,276,000 |
| Equity capital | 14,935,000 | 14,936,000 | 14,976,000 | 14,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,519,000 | 5,493,000 | 7,347,000 |
| Interest expense | 738,000 | 1,762,000 | 2,788,000 | 3,679,000 |
| Net interest income | 971,000 | 1,757,000 | 2,705,000 | 3,668,000 |
| Noninterest income | 124,000 | 189,000 | 357,000 | 518,000 |
| Noninterest expense | 893,000 | 1,743,000 | 2,797,000 | 4,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 208,000 |
| Pretax income | 202,000 | 203,000 | 265,000 | -58,000 |
| Income tax | 71,000 | 71,000 | 93,000 | 7,000 |
| Net income | 131,000 | 132,000 | 172,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,935,000 | 14,936,000 | 14,800,000 | 14,739,000 |
| Total capital | 15,715,000 | 15,673,000 | 15,519,000 | 15,647,000 |
| Risk-weighted assets | 64,071,000 | 71,682,000 | 71,588,000 | 72,703,000 |