Call reports 2006
NOAH BANK — 2006
What NOAH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 63,105,000 | 68,410,000 |
| Total loans | 53,426,000 | 58,466,000 |
| Allowance for loan losses | 680,000 | 780,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,034,000 | 53,063,000 |
| Interest-bearing deposits | 40,709,000 | 44,319,000 |
| Noninterest-bearing deposits | 7,325,000 | 8,744,000 |
| Equity capital | 14,643,000 | 14,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 1,070,000 | 2,577,000 |
| Interest expense | 396,000 | 920,000 |
| Net interest income | 674,000 | 1,657,000 |
| Noninterest income | 43,000 | 165,000 |
| Noninterest expense | 586,000 | 1,344,000 |
| Provision for loan losses | 680,000 | 780,000 |
| Pretax income | -549,000 | -302,000 |
| Income tax | -192,000 | -106,000 |
| Net income | -357,000 | -196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 14,566,000 | 14,727,000 |
| Total capital | 15,246,000 | 15,493,000 |
| Risk-weighted assets | 58,236,000 | 63,209,000 |