Call reports 2026
MONTROSE SAVINGS BANK — 2026
What MONTROSE SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 61,601,000 | 63,197,000 |
| Total loans | 33,213,000 | 32,976,000 |
| Allowance for loan losses | 533,000 | 539,000 |
| Securities available for sale | 19,149,000 | 21,659,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 52,358,000 | 53,674,000 |
| Interest-bearing deposits | 40,870,000 | 42,627,000 |
| Noninterest-bearing deposits | 11,488,000 | 11,047,000 |
| Equity capital | 9,021,000 | 9,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 819,000 | 1,680,000 |
| Interest expense | 176,000 | 360,000 |
| Net interest income | 643,000 | 1,320,000 |
| Noninterest income | 22,000 | 70,000 |
| Noninterest expense | 249,000 | 482,000 |
| Provision for loan losses | 6,000 | 12,000 |
| Pretax income | 403,000 | 899,000 |
| Income tax | 11,000 | 32,000 |
| Net income | 392,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,055,000 | 9,255,000 |