Call report 2025Q4
MONTROSE SAVINGS BANK — 2025Q4
The 22 measures MONTROSE SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,377,000 | USD | evidence → |
| Total loans | 33,442,000 | USD | evidence → |
| Allowance for loan losses | 547,000 | USD | evidence → |
| Securities available for sale | 19,496,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,002,000 | USD | evidence → |
| Interest-bearing deposits | 37,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,087,000 | USD | evidence → |
| Equity capital | 9,012,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,152,000 | USD | evidence → |
| Interest expense | 713,000 | USD | evidence → |
| Net interest income | 2,439,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 1,077,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 1,418,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 1,383,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,938,000 | USD | evidence → |