Call report 2003Q4
MONTROSE SAVINGS BANK — 2003Q4
The 22 measures MONTROSE SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,213,000 | USD | evidence → |
| Total loans | 19,141,000 | USD | evidence → |
| Allowance for loan losses | 428,000 | USD | evidence → |
| Securities available for sale | 10,724,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,300,000 | USD | evidence → |
| Interest-bearing deposits | 26,472,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,828,000 | USD | evidence → |
| Equity capital | 4,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,872,000 | USD | evidence → |
| Interest expense | 525,000 | USD | evidence → |
| Net interest income | 1,347,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 654,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 786,000 | USD | evidence → |
| Income tax | 239,000 | USD | evidence → |
| Net income | 547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,565,000 | USD | evidence → |
| Total capital | 4,817,000 | USD | evidence → |
| Risk-weighted assets | 19,965,000 | USD | evidence → |