Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,915,000 | 24,880,000 | 24,576,000 | 29,523,000 |
| Total loans | 16,484,000 | 16,699,000 | 17,190,000 | 16,619,000 |
| Allowance for loan losses | 337,000 | 337,000 | 349,000 | 418,000 |
| Securities available for sale | 1,608,000 | 1,525,000 | 1,486,000 | 1,828,000 |
| Securities held to maturity | 1,240,000 | 1,235,000 | 1,227,000 | 1,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,630,000 | 21,433,000 | 20,997,000 | 26,007,000 |
| Interest-bearing deposits | 17,143,000 | 17,566,000 | 18,207,000 | 21,625,000 |
| Noninterest-bearing deposits | 3,487,000 | 3,867,000 | 2,790,000 | 4,382,000 |
| Equity capital | 3,162,000 | 3,283,000 | 3,404,000 | 3,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,183,000 | 1,784,000 | 2,363,000 |
| Interest expense | 226,000 | 456,000 | 671,000 | 864,000 |
| Net interest income | 347,000 | 727,000 | 1,113,000 | 1,499,000 |
| Noninterest income | 53,000 | 117,000 | 187,000 | 249,000 |
| Noninterest expense | 258,000 | 495,000 | 723,000 | 986,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 340,000 |
| Pretax income | 112,000 | 289,000 | 457,000 | 422,000 |
| Income tax | 34,000 | 91,000 | 144,000 | 119,000 |
| Net income | 78,000 | 198,000 | 313,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,162,000 | 3,277,000 | 3,392,000 | 3,252,000 |
| Total capital | 3,376,000 | 3,495,000 | 3,614,000 | 3,483,000 |
| Risk-weighted assets | 16,998,000 | 17,324,000 | 17,612,000 | 18,322,000 |