Call reports 2016
PROSPER BANK — 2016
What PROSPER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 79,596,000 | 80,138,000 |
| Total loans | 46,169,000 | 51,756,000 |
| Allowance for loan losses | 665,000 | 672,000 |
| Securities available for sale | 10,529,000 | 10,670,000 |
| Securities held to maturity | 12,886,000 | 12,367,000 |
| Trading assets | 0 | 0 |
| Total deposits | 70,502,000 | 67,075,000 |
| Interest-bearing deposits | 56,242,000 | 53,909,000 |
| Noninterest-bearing deposits | 14,259,000 | 13,166,000 |
| Equity capital | 8,584,000 | 9,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 825,000 | 1,891,000 |
| Interest expense | 107,000 | 214,000 |
| Net interest income | 718,000 | 1,677,000 |
| Noninterest income | 125,000 | 281,000 |
| Noninterest expense | 625,000 | 1,258,000 |
| Provision for loan losses | 1,000 | 1,000 |
| Pretax income | 266,000 | 788,000 |
| Income tax | 0 | 0 |
| Net income | 266,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 8,312,000 | 8,786,000 |
| Total capital | 8,930,000 | 9,458,000 |
| Risk-weighted assets | 49,403,000 | 54,138,000 |