Call reports 2015
PROSPER BANK — 2015
What PROSPER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,935,000 | 78,236,000 | 77,559,000 | 83,080,000 |
| Total loans | 37,826,000 | 39,441,000 | 42,337,000 | 45,418,000 |
| Allowance for loan losses | 638,000 | 705,000 | 657,000 | 666,000 |
| Securities available for sale | 15,269,000 | 15,568,000 | 15,345,000 | 12,973,000 |
| Securities held to maturity | 15,830,000 | 15,020,000 | 14,976,000 | 14,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,917,000 | 69,633,000 | 66,262,000 | 70,161,000 |
| Interest-bearing deposits | 56,784,000 | 56,703,000 | 53,256,000 | 55,869,000 |
| Noninterest-bearing deposits | 13,133,000 | 12,929,000 | 13,006,000 | 14,292,000 |
| Equity capital | 7,560,000 | 8,069,000 | 8,181,000 | 8,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,517,000 | 2,297,000 | 3,109,000 |
| Interest expense | 87,000 | 181,000 | 281,000 | 384,000 |
| Net interest income | 667,000 | 1,336,000 | 2,016,000 | 2,725,000 |
| Noninterest income | 75,000 | 26,000 | 104,000 | 197,000 |
| Noninterest expense | 685,000 | 1,372,000 | 2,055,000 | 2,724,000 |
| Provision for loan losses | 1,000 | -608,000 | -607,000 | -607,000 |
| Pretax income | 56,000 | 598,000 | 672,000 | 871,000 |
| Income tax | 0 | -24,000 | -24,000 | 20,000 |
| Net income | 56,000 | 622,000 | 696,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,268,000 | 7,783,000 | 7,810,000 | 7,980,000 |
| Total capital | 7,816,000 | 8,398,000 | 8,383,000 | 8,592,000 |
| Risk-weighted assets | 43,807,000 | 49,051,000 | 45,702,000 | 48,858,000 |