Call reports 2014
PROSPER BANK — 2014
What PROSPER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,563,000 | 77,949,000 | 78,381,000 | 78,172,000 |
| Total loans | 40,030,000 | 39,932,000 | 39,669,000 | 37,994,000 |
| Allowance for loan losses | 594,000 | 623,000 | 627,000 | 626,000 |
| Securities available for sale | 19,424,000 | 17,933,000 | 16,640,000 | 16,421,000 |
| Securities held to maturity | 7,842,000 | 9,388,000 | 14,635,000 | 15,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,329,000 | 70,589,000 | 66,503,000 | 67,647,000 |
| Interest-bearing deposits | 56,967,000 | 58,681,000 | 54,912,000 | 54,717,000 |
| Noninterest-bearing deposits | 11,362,000 | 11,907,000 | 11,591,000 | 12,929,000 |
| Equity capital | 7,116,000 | 7,201,000 | 7,277,000 | 7,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,536,000 | 2,313,000 | 3,109,000 |
| Interest expense | 90,000 | 178,000 | 268,000 | 363,000 |
| Net interest income | 667,000 | 1,358,000 | 2,045,000 | 2,746,000 |
| Noninterest income | 106,000 | 198,000 | 233,000 | 310,000 |
| Noninterest expense | 710,000 | 1,421,000 | 2,035,000 | 2,722,000 |
| Provision for loan losses | 17,000 | 32,000 | 38,000 | 39,000 |
| Pretax income | 46,000 | 103,000 | 205,000 | 295,000 |
| Income tax | 0 | 0 | 0 | -47,000 |
| Net income | 46,000 | 103,000 | 205,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,915,000 | 7,030,000 | 7,110,000 | 7,218,000 |
| Total capital | 7,509,000 | 7,619,000 | 7,707,000 | 7,810,000 |
| Risk-weighted assets | 47,566,000 | 47,056,000 | 47,754,000 | 47,322,000 |