Call reports 2013
PROSPER BANK — 2013
What PROSPER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,301,000 | 71,230,000 | 71,794,000 | 74,218,000 |
| Total loans | 41,810,000 | 41,743,000 | 41,052,000 | 39,969,000 |
| Allowance for loan losses | 502,000 | 521,000 | 541,000 | 572,000 |
| Securities available for sale | 17,013,000 | 18,401,000 | 18,746,000 | 19,366,000 |
| Securities held to maturity | 2,200,000 | 3,200,000 | 3,332,000 | 5,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,477,000 | 64,399,000 | 65,011,000 | 67,243,000 |
| Interest-bearing deposits | 53,143,000 | 52,693,000 | 53,240,000 | 55,295,000 |
| Noninterest-bearing deposits | 11,334,000 | 11,706,000 | 11,771,000 | 11,948,000 |
| Equity capital | 6,701,000 | 6,702,000 | 6,674,000 | 6,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,441,000 | 2,178,000 | 2,934,000 |
| Interest expense | 87,000 | 175,000 | 261,000 | 348,000 |
| Net interest income | 630,000 | 1,266,000 | 1,917,000 | 2,586,000 |
| Noninterest income | 113,000 | 243,000 | 371,000 | 647,000 |
| Noninterest expense | 696,000 | 1,350,000 | 2,056,000 | 2,806,000 |
| Provision for loan losses | 1,000 | 12,000 | 29,000 | 45,000 |
| Pretax income | 190,000 | 297,000 | 353,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 41,000 |
| Net income | 190,000 | 297,000 | 353,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,385,000 | 6,500,000 | 6,565,000 | 6,789,000 |
| Total capital | 6,887,000 | 7,021,000 | 7,106,000 | 7,361,000 |
| Risk-weighted assets | 48,361,000 | 49,306,000 | 48,964,000 | 47,746,000 |