Call reports 2012
PROSPER BANK — 2012
What PROSPER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,466,000 | 63,580,000 | 63,232,000 | 70,290,000 |
| Total loans | 43,085,000 | 44,569,000 | 41,849,000 | 42,005,000 |
| Allowance for loan losses | 951,000 | 860,000 | 864,000 | 622,000 |
| Securities available for sale | 9,753,000 | 9,289,000 | 12,457,000 | 16,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,635,000 | 56,725,000 | 56,341,000 | 63,474,000 |
| Interest-bearing deposits | 48,059,000 | 48,291,000 | 47,188,000 | 49,793,000 |
| Noninterest-bearing deposits | 8,576,000 | 8,434,000 | 9,153,000 | 13,682,000 |
| Equity capital | 6,647,000 | 6,706,000 | 6,704,000 | 6,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,398,000 | 2,083,000 | 2,774,000 |
| Interest expense | 93,000 | 182,000 | 270,000 | 354,000 |
| Net interest income | 621,000 | 1,216,000 | 1,813,000 | 2,420,000 |
| Noninterest income | 133,000 | 289,000 | 424,000 | 555,000 |
| Noninterest expense | 666,000 | 1,363,000 | 2,096,000 | 2,817,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 6,000 |
| Pretax income | 88,000 | 140,000 | 138,000 | 152,000 |
| Income tax | 0 | 0 | 0 | 130,000 |
| Net income | 88,000 | 140,000 | 138,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,452,000 | 6,497,000 | 6,489,000 | 6,188,000 |
| Total capital | 7,060,000 | 7,089,000 | 7,079,000 | 6,797,000 |
| Risk-weighted assets | 47,835,000 | 47,720,000 | 46,929,000 | 48,729,000 |