Call reports 2011
PROSPER BANK — 2011
What PROSPER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,197,000 | 64,543,000 | 63,617,000 | 62,833,000 |
| Total loans | 47,112,000 | 43,476,000 | 43,299,000 | 43,682,000 |
| Allowance for loan losses | 1,098,000 | 1,116,000 | 1,121,000 | 1,078,000 |
| Securities available for sale | 9,027,000 | 8,382,000 | 9,363,000 | 9,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,039,000 | 57,347,000 | 56,371,000 | 56,045,000 |
| Interest-bearing deposits | 53,230,000 | 49,426,000 | 48,463,000 | 48,636,000 |
| Noninterest-bearing deposits | 7,809,000 | 7,921,000 | 7,908,000 | 7,409,000 |
| Equity capital | 5,941,000 | 6,938,000 | 6,994,000 | 6,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,436,000 | 2,130,000 | 2,859,000 |
| Interest expense | 168,000 | 308,000 | 428,000 | 538,000 |
| Net interest income | 561,000 | 1,128,000 | 1,702,000 | 2,321,000 |
| Noninterest income | 103,000 | 212,000 | 321,000 | -37,000 |
| Noninterest expense | 991,000 | 1,726,000 | 2,456,000 | 3,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -327,000 | -386,000 | -433,000 | -1,098,000 |
| Income tax | 0 | 0 | 0 | -251,000 |
| Net income | -327,000 | -386,000 | -433,000 | -847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,861,000 | 6,817,000 | 6,354,000 |
| Total capital | 6,575,000 | 7,485,000 | 7,395,000 | 6,954,000 |
| Risk-weighted assets | 51,572,000 | 49,434,000 | 45,564,000 | 47,424,000 |