Call reports 2010
PROSPER BANK — 2010
What PROSPER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,043,000 | 68,301,000 | 69,588,000 | 69,091,000 |
| Total loans | 57,754,000 | 50,323,000 | 48,504,000 | 45,909,000 |
| Allowance for loan losses | 1,613,000 | 1,344,000 | 1,316,000 | 1,161,000 |
| Securities available for sale | 2,002,000 | 2,011,000 | 4,320,000 | 4,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,782,000 | 65,119,000 | 66,810,000 | 66,453,000 |
| Interest-bearing deposits | 64,321,000 | 58,859,000 | 59,968,000 | 59,897,000 |
| Noninterest-bearing deposits | 6,461,000 | 6,260,000 | 6,842,000 | 6,556,000 |
| Equity capital | 2,779,000 | 2,696,000 | 2,517,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,685,000 | 2,415,000 | 3,161,000 |
| Interest expense | 286,000 | 531,000 | 763,000 | 984,000 |
| Net interest income | 573,000 | 1,154,000 | 1,652,000 | 2,177,000 |
| Noninterest income | 94,000 | 218,000 | 334,000 | 462,000 |
| Noninterest expense | 875,000 | 1,671,000 | 2,398,000 | 3,243,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | -208,000 | -299,000 | -502,000 | -694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -208,000 | -299,000 | -502,000 | -694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,729,000 | 2,651,000 | 2,440,000 | 2,250,000 |
| Total capital | 3,479,000 | 3,321,000 | 3,098,000 | 2,883,000 |
| Risk-weighted assets | 59,130,000 | 52,904,000 | 51,995,000 | 50,075,000 |