Call reports 2009
PROSPER BANK — 2009
What PROSPER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,124,000 | 102,790,000 | 91,014,000 | 75,927,000 |
| Total loans | 74,918,000 | 73,063,000 | 68,528,000 | 62,891,000 |
| Allowance for loan losses | 655,000 | 1,949,000 | 1,874,000 | 1,833,000 |
| Securities available for sale | 5,545,000 | 5,511,000 | 2,011,000 | 2,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,031,000 | 93,430,000 | 82,407,000 | 72,146,000 |
| Interest-bearing deposits | 88,996,000 | 86,124,000 | 73,994,000 | 65,567,000 |
| Noninterest-bearing deposits | 6,035,000 | 7,306,000 | 8,414,000 | 6,579,000 |
| Equity capital | 10,239,000 | 8,520,000 | 7,877,000 | 2,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,431,000 | 3,541,000 | 4,509,000 |
| Interest expense | 653,000 | 1,232,000 | 1,698,000 | 2,043,000 |
| Net interest income | 624,000 | 1,199,000 | 1,843,000 | 2,466,000 |
| Noninterest income | 222,000 | 442,000 | 625,000 | 782,000 |
| Noninterest expense | 857,000 | 1,771,000 | 2,879,000 | 6,793,000 |
| Provision for loan losses | 80,000 | 1,651,000 | 2,016,000 | 3,769,000 |
| Pretax income | -91,000 | -1,781,000 | -2,427,000 | -7,314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -91,000 | -1,781,000 | -2,427,000 | -7,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,221,000 | 5,544,000 | 4,937,000 | 2,933,000 |
| Total capital | 7,876,000 | 6,545,000 | 5,828,000 | 3,749,000 |
| Risk-weighted assets | 82,261,000 | 79,165,000 | 70,309,000 | 64,152,000 |