Call reports 2008
PROSPER BANK — 2008
What PROSPER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,570,000 | 97,791,000 | 95,460,000 | 106,091,000 |
| Total loans | 68,856,000 | 76,264,000 | 74,073,000 | 76,949,000 |
| Allowance for loan losses | 730,000 | 1,243,000 | 1,365,000 | 662,000 |
| Securities available for sale | 2,001,000 | 5,403,000 | 5,486,000 | 5,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,584,000 | 86,220,000 | 83,841,000 | 94,966,000 |
| Interest-bearing deposits | 60,868,000 | 79,495,000 | 76,148,000 | 87,330,000 |
| Noninterest-bearing deposits | 6,716,000 | 6,725,000 | 7,693,000 | 7,636,000 |
| Equity capital | 11,241,000 | 10,693,000 | 10,682,000 | 10,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,895,000 | 4,305,000 | 5,656,000 |
| Interest expense | 624,000 | 1,290,000 | 1,997,000 | 2,700,000 |
| Net interest income | 822,000 | 1,605,000 | 2,308,000 | 2,956,000 |
| Noninterest income | 414,000 | 841,000 | 1,353,000 | 1,601,000 |
| Noninterest expense | 1,037,000 | 1,992,000 | 3,002,000 | 3,887,000 |
| Provision for loan losses | 149,000 | 893,000 | 1,192,000 | 1,841,000 |
| Pretax income | 75,000 | -412,000 | -506,000 | -1,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | -412,000 | -506,000 | -1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,756,000 | 7,568,000 | 7,455,000 | 7,301,000 |
| Total capital | 8,486,000 | 8,571,000 | 8,424,000 | 7,963,000 |
| Risk-weighted assets | 68,271,000 | 81,210,000 | 81,475,000 | 83,756,000 |