Call reports 2007
PROSPER BANK — 2007
What PROSPER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 48,272,000 | 53,957,000 | 56,726,000 | 72,762,000 |
| Total loans | 24,645,000 | 34,301,000 | 41,970,000 | 55,087,000 |
| Allowance for loan losses | 255,000 | 337,000 | 411,000 | 581,000 |
| Securities available for sale | 1,972,000 | 1,978,000 | 1,985,000 | 1,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,247,000 | 44,615,000 | 47,039,000 | 60,905,000 |
| Interest-bearing deposits | 34,598,000 | 38,833,000 | 40,647,000 | 53,932,000 |
| Noninterest-bearing deposits | 5,649,000 | 5,782,000 | 6,392,000 | 6,973,000 |
| Equity capital | 7,486,000 | 8,598,000 | 8,676,000 | 11,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,732,000 | 2,828,000 | 4,145,000 |
| Interest expense | 366,000 | 751,000 | 1,188,000 | 1,753,000 |
| Net interest income | 425,000 | 981,000 | 1,640,000 | 2,392,000 |
| Noninterest income | 401,000 | 831,000 | 1,230,000 | 1,741,000 |
| Noninterest expense | 845,000 | 1,781,000 | 2,731,000 | 3,733,000 |
| Provision for loan losses | 69,000 | 152,000 | 227,000 | 397,000 |
| Pretax income | -88,000 | -121,000 | -88,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -88,000 | -121,000 | -88,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,535,000 | 5,654,000 | 5,740,000 | 7,639,000 |
| Total capital | 4,790,000 | 5,991,000 | 6,151,000 | 8,220,000 |
| Risk-weighted assets | 28,048,000 | 36,829,000 | 41,459,000 | 54,388,000 |