Call reports 2006
PROSPER BANK — 2006
What PROSPER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,098,000 | 22,641,000 | 28,313,000 | 43,865,000 |
| Total loans | 1,164,000 | 6,082,000 | 13,278,000 | 17,111,000 |
| Allowance for loan losses | 18,000 | 47,000 | 126,000 | 187,000 |
| Securities available for sale | 1,975,000 | 1,975,000 | 1,969,000 | 1,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,890,000 | 16,205,000 | 21,595,000 | 37,165,000 |
| Interest-bearing deposits | 4,746,000 | 11,493,000 | 16,992,000 | 31,744,000 |
| Noninterest-bearing deposits | 6,144,000 | 4,712,000 | 4,603,000 | 5,421,000 |
| Equity capital | 6,023,000 | 6,128,000 | 6,287,000 | 6,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 25,000 | 234,000 | 617,000 | 1,227,000 |
| Interest expense | 0 | 47,000 | 155,000 | 409,000 |
| Net interest income | 25,000 | 187,000 | 462,000 | 818,000 |
| Noninterest income | 6,000 | 45,000 | 624,000 | 1,103,000 |
| Noninterest expense | 154,000 | 667,000 | 1,282,000 | 2,115,000 |
| Provision for loan losses | 0 | 37,000 | 116,000 | 177,000 |
| Pretax income | -123,000 | -472,000 | -312,000 | -371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -472,000 | -312,000 | -371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,104,000 | 3,156,000 | 3,319,000 | 3,269,000 |
| Total capital | 3,122,000 | 3,203,000 | 3,445,000 | 3,456,000 |
| Risk-weighted assets | 4,517,000 | 8,544,000 | 14,320,000 | 22,533,000 |