Call reports 2005
PROSPER BANK — 2005
What PROSPER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,820,000 | 8,902,000 | 8,337,000 | 8,316,000 |
| Total loans | 1,173,000 | 1,169,000 | 1,090,000 | 1,019,000 |
| Allowance for loan losses | 11,000 | 11,000 | 11,000 | 10,000 |
| Securities available for sale | 5,849,000 | 5,938,000 | 5,922,000 | 5,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,785,000 | 7,430,000 | 7,452,000 | 7,577,000 |
| Interest-bearing deposits | 3,903,000 | 4,938,000 | 4,196,000 | 3,936,000 |
| Noninterest-bearing deposits | 3,882,000 | 2,492,000 | 3,256,000 | 3,641,000 |
| Equity capital | 794,000 | 853,000 | 802,000 | 724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 91,000 | 179,000 | 266,000 | 355,000 |
| Interest expense | 5,000 | 13,000 | 22,000 | 31,000 |
| Net interest income | 86,000 | 166,000 | 244,000 | 324,000 |
| Noninterest income | 32,000 | 65,000 | 105,000 | 134,000 |
| Noninterest expense | 123,000 | 265,000 | 409,000 | 537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -34,000 | -60,000 | -79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -34,000 | -60,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 923,000 | 906,000 | 868,000 | 850,000 |
| Total capital | 934,000 | 917,000 | 879,000 | 860,000 |
| Risk-weighted assets | 2,114,000 | 3,213,000 | 3,079,000 | 3,064,000 |