Call reports 2004
PROSPER BANK — 2004
What PROSPER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,293,000 | 10,451,000 | 11,902,000 | 10,857,000 |
| Total loans | 1,232,000 | 1,263,000 | 1,151,000 | 1,319,000 |
| Allowance for loan losses | 22,000 | 22,000 | 10,000 | 10,000 |
| Securities available for sale | 6,018,000 | 5,828,000 | 5,969,000 | 5,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,418,000 | 9,728,000 | 11,020,000 | 9,956,000 |
| Interest-bearing deposits | 4,867,000 | 4,746,000 | 6,034,000 | 5,313,000 |
| Noninterest-bearing deposits | 4,551,000 | 4,982,000 | 4,986,000 | 4,643,000 |
| Equity capital | 869,000 | 714,000 | 856,000 | 873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 87,000 | 177,000 | 270,000 | 362,000 |
| Interest expense | 5,000 | 10,000 | 15,000 | 20,000 |
| Net interest income | 82,000 | 167,000 | 255,000 | 342,000 |
| Noninterest income | 37,000 | 82,000 | 142,000 | 263,000 |
| Noninterest expense | 135,000 | 264,000 | 401,000 | 555,000 |
| Provision for loan losses | 0 | 0 | -11,000 | -11,000 |
| Pretax income | 1,000 | 2,000 | 24,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 12,000 |
| Net income | 1,000 | 2,000 | 24,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 869,000 | 864,000 | 886,000 | 928,000 |
| Total capital | 891,000 | 886,000 | 896,000 | 938,000 |
| Risk-weighted assets | 3,454,000 | 3,631,000 | 3,814,000 | 3,691,000 |