Call reports 2003
PROSPER BANK — 2003
What PROSPER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 9,035,000 | 9,270,000 | 8,892,000 | 9,194,000 |
| Total loans | 1,378,000 | 1,347,000 | 1,499,000 | 1,321,000 |
| Allowance for loan losses | 0 | 12,000 | 22,000 | 22,000 |
| Securities available for sale | 5,472,000 | 4,527,000 | 4,435,000 | 4,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,119,000 | 8,316,000 | 8,036,000 | 8,342,000 |
| Interest-bearing deposits | 4,085,000 | 4,773,000 | 4,128,000 | 4,121,000 |
| Noninterest-bearing deposits | 4,034,000 | 3,543,000 | 3,908,000 | 4,221,000 |
| Equity capital | 698,000 | 720,000 | 635,000 | 640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 102,000 | 203,000 | 297,000 | 383,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 28,000 |
| Net interest income | 90,000 | 179,000 | 262,000 | 355,000 |
| Noninterest income | 38,000 | 81,000 | 126,000 | 167,000 |
| Noninterest expense | 143,000 | 303,000 | 446,000 | 579,000 |
| Provision for loan losses | 2,000 | 14,000 | 11,000 | 11,000 |
| Pretax income | 36,000 | 10,000 | 4,000 | 6,000 |
| Income tax | 4,000 | 2,000 | 0 | 1,000 |
| Net income | 32,000 | 8,000 | 4,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 698,000 | 664,000 | 659,000 | 661,000 |
| Total capital | 898,000 | 676,000 | 681,000 | 683,000 |
| Risk-weighted assets | 3,575,000 | 3,661,000 | 3,506,000 | 3,418,000 |